Improve Schufa-Score: How to get credit again

So the electronics store advertises the great new television with zero percent financing – but of all people it doesn’t want to grant you a loan? The reason for this could be your credit report from Schufa. It indicates how creditworthy you are. A bad rating is annoying, of course, but it’s not set in […]

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Credit and loans: Is there really a difference?

Anyone who borrows money from someone else and later pays it back with interest takes out a loan. Or is that called a loan? In normal usage, both terms often get mixed up. But do they really have the same meaning? Or is there a difference that only experts know and use? Good question. Here […]

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EC card and credit card? Both good – but one better?

Germans love their EC card, which has actually long been called Girocard. Almost everyone has one. The credit card, on the other hand, is at best the substitute solution for many. But why is that? Many a prejudice against the credit card turns out to be false on closer inspection. Moreover, a credit card offers […]

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More than you might think, what is a loan?

“What is a loan?” Stupid question, you think? Everybody knows… you borrow money and pay it back month after month with interest. Done! Right? Because it’s not quite that simple. For example, there doesn’t necessarily have to be money involved – although in most cases, of course, that’s what it’s all about. But in fact […]

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5 Lifehacks with the credit card, which become a slip

Necessity is the mother of invention. And so it may happen that a credit card is sometimes misused. But although this may well have the desired success, it is not always a good idea. When in doubt, plastic money has fulfilled its special purpose, but is no longer usable afterwards. Want some examples? Please: Five […]

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Credit: Can I get enough for my dream?

The pretty little house in the ad is a real bargain. Nevertheless, hardly anyone has enough money to buy a house completely on the high side. Then a loan could make your dream of owning your own home come true. But with your salary, do you actually get enough money from the bank to pay […]

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